Privacy Policy – MMMS Investments

This Privacy Policy is an electronic record under applicable Information Technology laws, including the Information Technology Act, 2000. This document is generated electronically and does not require any physical or digital signature.

1. Preliminary Information

This Privacy Policy governs the use of websites owned and operated by MMMS Investments, including www.mmsinvestments.in and any associated platforms (“Website” or “Platform”).

By accessing the Website or Mobile Application, the User accepts the terms of this Privacy Policy.

Definitions

• User / You: Any person using the Website or services.
• Company: MMMS Investments and its affiliates/subsidiaries.
• Personal Information: Data provided by the User including sensitive data as defined under IT laws.

2. Information We Collect

We collect the following categories of information:

• Name, Email, Phone Number
• Address, Pin Code, Demographic Details
• Financial Information such as income, loan preferences
• Device information, IP address, Cookies, Browser information
• User preferences related to our services

3. Reasonable Security Practices

The Company follows reasonable security practices as per IT Act, 2000. However, MMMS Investments is not responsible for data loss caused by technical failures or events beyond reasonable control.

4. Principles of Privacy Protection

(i) Security

Your information is stored securely with access restrictions and technical safeguards.

(ii) Choice

You may choose not to provide certain information; however, this may limit service availability.

(iii) Notice

We collect your data only for legitimate business purposes.

(iv) Access/Accuracy

You may update your information by emailing us at support@mmsinvestments.in.

5. Consent

By using this Website, you consent to:

• Collection and processing of your Personal Information
• Receiving calls, SMS, and emails from MMMS Investments
• Information sharing with our financial partners

6. Sharing & Storage of Data

Your data is shared only on a need-to-know basis with:

• Banks & NBFC Partners
• KYC & Verification Agencies
• Technology & Support Teams

All user data is stored on servers located in India as per regulatory requirements.

7. Cookies

Cookies help us provide a personalized experience. You may disable cookies in your browser, but certain features may not function properly.

8. Changes to Privacy Policy

The Company may modify this Privacy Policy at any time. Users are encouraged to review it periodically.

9. Data Security

We implement safety measures to protect your data. Users must keep their login details confidential.

10. Log Files

We record IP addresses, browser details, pages visited, and click patterns to improve service quality.

11. Third-Party Links

We are not responsible for the privacy practices of third-party websites linked on our platform.

12. User Consent Options

Users may revoke consent or restrict data use by emailing us. However, this may limit service availability.

13. Data Deletion Request

Users can request account deletion via email. Certain data may still be retained as required by law.

14. Grievance Redressal

Nodal Officer: (Insert Name)
Email: grievance@mmsinvestments.in
Phone: +91-XXXXXXXXXX
Address: (Insert Your Address)

15. Miscellaneous

Users may review and correct their data. The Company may transfer data to partners ensuring equal data protection compliance.